Tina Orem is undoubtedly an editor and articles strategist at NerdWallet. Just before getting to be an editor and articles strategist, she was NerdWallet's authority on taxes and compact business. Her work has appeared in a number of regional and national stores. See complete bio. NerdWallet's scores are determined by https://socialbuzzfeed.com/story5131756/a-secret-weapon-for-trust-copyright-wallet